One of the complaints of teens and young adults’ education is that they aren’t taught basic personal finance and life skills. It’s not commonplace in school to go over things like how to get a job, apply for college, or write a check.
How do you begin life as a young adult and set yourself up for financial success?
Even though our inclination is to save and invest money, that doesn’t mean we save every penny. We do spend money on a few different things that aren’t necessary. While we do try to stay pretty frugal, we also want to enjoy life. So if you were looking for a reason to justify spending money on something you want but don’t need, this is the post you’ve been looking for.
If you’re scrimping and saving, having an awesome grocery budget list is a necessity. Making a grocery list is pretty easy, just make a list of all the food you want. Making a budget takes a little bit more effort. Creating a list to fit your budget is even more challenging. There are a few steps to take before creating a grocery budget list. Here is what we have been doing for our grocery budget list.
Chores and responsibilities are obviously a part of adulthood. Just because something is unpleasant doesn’t mean it has to be a pain to do. There are some things you can do to make it less of a drag. So what can you do to make it easier to accomplish things?
Evan and I have both attended community college in our educational paths. We found it to be beneficial and a financially savvy choice. So here are a few reasons why you should consider attending community college.
Unless you start out in life rolling in dough or an area with insanely cheap real estate, you’re probably going to end up in a small apartment or small living space at some point in your life. Even if you have a big apartment you share with roommates, your own personal space in the apartment may be smaller than you would like. Small spaces work, but are not always ideal. Coming up with small apartment hacks can really save you space, money, and stress.
How can you engage in smart spending to improve your life and financial well-being? We have figured out several different considerations in smart spending and continue adding to our everyday money strategies.
One thing we would like to do more of in life is travel. In addition, one of the reasons we moved here was to explore cool places such as the Carlsbad Caverns in Carlsbad, New Mexico.
If you spend most of your time occupied by watching TV or playing videogames, you will probably get bored after awhile. Even if the game or show is interesting, just doing the same thing for awhile gets tedious. If you use the time you have available to engage in productive activities, you’ll probably feel better, have accomplished something, and mental health can improve as well.
One of the ways we save money when we need something is to shop secondhand. But there are a few things that don’t buy used even if they’re pricy.